The receipts: every moneymaxxing method, graded
2 of 8 methods in this protocol have citable scientific backing. The rest are labeled for what they are: community-proven practice or viral trends without evidence. Updated 2026-07-15.
| Method | Science | Community | Viral |
|---|---|---|---|
| Subscription audit | |||
| Automate saving on payday | |||
| Renegotiate 3 fixed costs | |||
| 30-second expense log | |||
| 24-hour rule on non-essentials | |||
| Fund a 1-month buffer first | |||
| 15-min weekly money date | |||
| Card churning / points maxxing |
Grading rules: how we grade evidence